Root Insurance
Root Insurance is a tech-driven company offering car and renters insurance based on driving behavior, with policy management and claims filing facilitated through its mobile app.
Car Insurance Based on Driving Behavior
Root Insurance offers car insurance primarily based on driving behavior. They use mobile technology to monitor driving habits such as braking, turning, and other behaviors. This data is gathered through the Root app during a test drive period. The gathered information helps determine the insurance quote, leading to potentially lower rates for safe drivers.
Mobile App Policy Management
Root Insurance provides a comprehensive mobile app that allows users to manage their policies conveniently. Users can adjust their coverage levels, manage policies, and file claims directly through the app. The claims process is designed to be quick and efficient, typically taking about three minutes to complete. The app also offers detailed information on coverage options, helping users make informed decisions about their insurance needs.
Roadside Assistance Coverage
Every Root Insurance policy includes Roadside Assistance, except in California and Nevada where it can be added separately. This service provides users with help such as towing, flat tire changes, and battery jump-starts, enhancing their driving experience and safety.
Referral Program Rewards
Root Insurance runs a referral program where both the referrer and the referred individual receive rewards. After the referred person completes a test drive and receives a quote, both parties benefit from the program, fostering customer engagement and growth.
Renters Insurance Coverage
In addition to car insurance, Root Insurance offers renters insurance. This covers personal property against theft or damage and provides liability coverage for injuries that occur at the rental property. Policyholders can ensure their possessions and protect themselves from potential liabilities using this service.