Chas Miros
About Chas Miros
Chas Miros is a Mortgage Underwriter at Southern First Bank, where he has worked since 2020. He has a background in finance, with previous roles in credit analysis and sales across various financial institutions.
Work at Southern First Bank
Chas Miros has been employed at Southern First Bank since 2020, serving as a Mortgage Underwriter. In this role, he communicates with outside mortgage firms and financial institution mortgage loan officers to ensure proper underwriting of files. Prior to this position, he worked as a Credit Analyst at Southern First Bank from 2018 to 2020. During his time as a Credit Analyst, he gained experience in evaluating creditworthiness and assessing mortgage applications.
Education and Expertise
Chas Miros earned a Bachelor’s Degree in Finance from Clemson University, where he studied from 2012 to 2016. His educational background has equipped him with a solid foundation in financial principles, which he applies in his current role as a Mortgage Underwriter. He is also FHA Certified, indicating specialized knowledge in Federal Housing Administration loan underwriting, enhancing his expertise in the mortgage industry.
Background
Chas Miros began his career in the financial sector with various roles that provided him with diverse experiences. He worked at First Team Sports as a Sales Representative from 2010 to 2012 and later as a Warehouse Assistant Manager from 2012 to 2014. He transitioned to the banking industry, where he held multiple positions at First Citizens Bank from 2016 to 2018, including Sales and Service Representative III and Financial Sales Representative. He also completed internships at Southern First Bank and Anderson Federal Credit Union, gaining valuable insights into the financial services sector.
Professional Skills
In his current role as a Mortgage Underwriter, Chas Miros showcases strong problem-solving and communication skills. He confers with bank executives to resolve mortgage application problems, demonstrating his ability to navigate complex issues in the underwriting process. His experience in various sales and service roles has further developed his customer service skills, which are essential in the financial industry.