Southern Michigan Bank & Trust
Southern Michigan Bank & Trust provides comprehensive banking and financial services, including personal and business banking, commercial lending, and wealth management.
Personal and Business Banking Services
Southern Michigan Bank & Trust offers a comprehensive range of personal and business banking services. Personal banking services include checking accounts, savings accounts, and wealth management. Business customers can access a variety of commercial banking options, including checking and savings accounts tailored to business needs. The bank also provides credit and debit card services, including ATM, debit, and credit cards for both individuals and businesses.
Commercial Lending Services
Southern Michigan Bank & Trust provides various commercial lending services. These include term loans and lines of credit designed to support businesses in achieving their financial goals. The bank's commercial lending experts work with business clients to tailor loan solutions that meet specific needs, offering flexible terms and competitive rates.
Online and Mobile Banking Services
Southern Michigan Bank & Trust offers robust online and mobile banking services. Customers can manage their accounts, make payments, and deposit checks remotely through the bank's online banking platform and mobile apps. These services cater to both personal and business customers, providing a convenient way to handle banking needs anytime, anywhere.
Wealth Management and Investment Services
Through its wealth management division, Southern Michigan Bank & Trust offers trust and estate planning services. The bank also provides investment management services, including the creation of custom investment portfolios to meet individual financial goals. These services are designed to help customers manage and grow their wealth effectively.
Remote Deposit Capture and Fraud Protection
For business clients, Southern Michigan Bank & Trust offers remote deposit capture and payroll card services. Additionally, the bank provides robust fraud protection services, including Positive Pay and ACH Debit Block, to help businesses safeguard their financial assets and transactions.