SouthPoint Bank
SouthPoint Bank, headquartered in Birmingham, Alabama, provides a comprehensive range of banking services including personal and business banking, mortgage services, digital banking solutions, wealth management, and investment services.
Personal and Business Banking Services
SouthPoint Bank offers a wide range of personal and business banking services. Customers can open various types of checking and savings accounts tailored to their individual needs. Additionally, the bank provides credit card options which cater to both personal and business users. These services are designed to offer flexibility and convenience to manage financial activities effectively.
Mortgage Services
SouthPoint Bank provides comprehensive mortgage services, including options for home purchase, refinancing, and home equity products. These services cater to different stages of homeownership, helping customers with their first home purchase or refinancing their current mortgage for better rates. The bank's home equity products also allow homeowners to leverage the value in their property for improvements or other financial needs.
Digital Banking Solutions
SouthPoint Bank offers advanced digital banking solutions that cater to both personal and business customers. This includes a robust mobile banking app that allows users to manage their accounts on the go. The bank also provides various online security features, such as SecurLOCK Equip, which helps protect cards against unauthorized transactions, ensuring a secure online banking experience.
Wealth Management and Investment Services
Clients looking to manage and grow their wealth can take advantage of SouthPoint Bank’s wealth management and investment services. These services are designed to help customers develop investment strategies, plan for retirement, and manage their assets. By offering personalized advice and a wide range of financial products, the bank aims to support clients in achieving their long-term financial goals.
Branch Locations and Headquarters
SouthPoint Bank operates multiple branches to serve customers across various locations, including Birmingham, Liberty Park, Gardendale, Trussville, Wilsonville, Cullman, Arab, and Hanceville. The headquarters of SouthPoint Bank is situated at 3501 Grandview Parkway, Birmingham, AL 35243. These branches provide convenient access to banking services for both personal and business clients.
Small Business Administration (SBA) Lending
SouthPoint Bank offers Small Business Administration (SBA) lending services designed to support small businesses in their growth and expansion efforts. These federal government-backed loans can provide essential funding for purchasing equipment, managing cash flow, or expanding operations. The bank's expertise in SBA lending helps small business owners navigate the loan process efficiently.
Remote Deposit and Treasury Management Services
SouthPoint Bank provides remote deposit services and comprehensive treasury management solutions for business clients. Remote deposit services allow business owners to deposit checks without visiting a branch, saving time and increasing efficiency. The treasury management solutions include a range of services designed to manage company finances effectively, from cash flow optimization to risk management.