The First National Bank of Ottawa
The First National Bank of Ottawa, established in 1865, offers a wide range of financial services including business and consumer banking, residential loans, wealth management, and online banking, with multiple branch locations in Illinois.
History of The First National Bank of Ottawa
The First National Bank of Ottawa has a history spanning over 150 years, having been established on June 1, 1865. Throughout its long history, it has remained an independent community bank. The bank operates under the parent company First Ottawa Bancshares, Inc., which also owns American Commercial Bank & Trust and its associated branches. It has been recognized by American Banker® magazine as a Top 200 Community Bank in the United States under $2 Billion in assets.
Business Deposit Products at The First National Bank of Ottawa
The First National Bank of Ottawa offers an array of business deposit products designed to meet diverse business needs. These products include E-Business Checking Accounts, Commercial Checking Accounts, Commercial Checking NOW Accounts, and Non-Profit NOW Accounts. Additional options are available such as Deposit Sweep and Cash Management Balance Accounts, Commercial Savings Accounts, and Commercial Money Market Accounts. Each account type is tailored to facilitate efficient business operations and financial management.
Consumer Lending Services Provided by The First National Bank of Ottawa
The First National Bank of Ottawa provides a variety of consumer lending services to meet the financial needs of individuals. Available options include credit cards, home improvement loans, home equity loans, personal loans, and car loans. These services are aimed at offering financial flexibility and support for personal expenses and projects.
Residential Loan Offerings by The First National Bank of Ottawa
The First National Bank of Ottawa offers various residential loan options including fixed-rate mortgages, conventional loans, adjustable-rate mortgages, and home equity loans. The bank also provides low or no down payment loans through FHA, VA, and Rural Housing (USDA) programs. These loan products are designed to support home ownership and provide financial stability for borrowers.
Branch Locations of The First National Bank of Ottawa
The First National Bank of Ottawa operates multiple branch locations to serve its customers. These branches are located in Ottawa, Morris, Yorkville, Streator, Lisle, Schaumburg, and Chicago. Each branch provides a range of banking services and customer support to meet the needs of the local community.