Truist
Truist offers a wide range of banking services including checking, savings, credit cards, loans, and mortgages, along with specialized services for small businesses, investments, and wealth management.
Banking Accounts and Services
Truist offers a variety of banking accounts including checking, savings, and credit cards. Their Truist One Checking account comes with no overdraft fees and automatic upgrades. They also provide the Truist One Savings account, which can unlock further benefits in Truist personal checking accounts. Additionally, they offer a Truist Confidence Savings account, aimed at eliminating overdraft-related fees. For small businesses, Truist offers specialized checking accounts and lending options.
Loans and Mortgages
Truist provides a comprehensive range of loan products including personal loans, home equity loans, and business loans. Their mortgage services encompass personal mortgages, FHA loans, VA loans, and construction to permanent loans. They also offer pre-approval and refinancing options for individuals looking to manage their mortgage commitments effectively.
Credit Cards and Credit Services
Truist's credit card offerings include the Truist Enjoy Cash, Truist Enjoy Travel, Truist Future Card, and Truist Enjoy Beyond. These cards are designed to cater to various customer needs with different rewards and benefits. Additionally, Truist offers personal loans and lines of credit, including unsecured personal loans and specific physician lines of credit, to meet diverse financial requirements.
Digital and Online Banking
Truist's digital banking services enable customers to make deposits, move money, and manage accounts online. They offer a range of digital tools for managing investments and retirement accounts, as well as online and mobile banking services. These features are designed to provide seamless and convenient user experiences for both personal and business accounts.
Investment and Wealth Management
Truist provides comprehensive investment services through Truist Invest and Truist Trade. They also offer retirement planning and accounts. Their wealth management services include financial planning, trust and estate planning, risk management, asset management, portfolio construction, and investment oversight. These services are tailored to meet the specific needs of high-net-worth individuals and businesses.