Ubiquity Retirement + Savings
Ubiquity Retirement + Savings specializes in providing customized, tax-advantaged retirement plans for small businesses and the self-employed, featuring seamless payroll integration and a variety of investment options.
Retirement Plans for Small Businesses
Ubiquity Retirement + Savings offers customized retirement plans specifically designed for small businesses. With options like 401(k) and Solo 401(k), businesses can choose plans that best fit their needs. These plans include tax-advantaged options suitable for the self-employed, allowing business owners to maximize their retirement savings efficiently. The plans are tailored to meet complex business requirements, providing robust customization features to ensure they align with the unique needs of each small business.
Tax-Advantaged Retirement Options
For the self-employed, Ubiquity Retirement + Savings provides various tax-advantaged retirement options. These plans allow individuals to save for retirement effectively while taking advantage of tax benefits. Options like pre-tax contributions and Roth contributions enable tailored financial planning to fit diverse financial situations. The company ensures that the plans help self-employed individuals maximize their retirement savings while complying with tax regulations.
Seamless Payroll Integration
One of the key features of Ubiquity Retirement + Savings is its seamless payroll integrations. This feature simplifies the process of managing retirement payroll deductions for small businesses. The user-friendly system ensures that payroll integration is straightforward, making administration and compliance tasks easier for employers. This functionality supports automatic enrollment and compliance with government-required reporting, promoting efficient and hassle-free management of retirement plans.
Investment Options
Ubiquity Retirement + Savings offers a variety of investment options for its retirement plans. Participants can choose from pre-tax contributions and Roth contributions based on their financial strategies and goals. The company aims to provide flexible investment choices to create a tailored retirement plan. These options are designed to fit the varying needs of small business employees, helping them grow their retirement savings effectively.
Transparent and Low-Cost Pricing
Ubiquity Retirement + Savings is known for its transparent, low-cost pricing structure. The company prides itself on offering retirement plans with no hidden fees, and charges do not increase as account balances grow. This pricing strategy ensures that businesses and individuals can plan their retirement savings without worrying about escalating costs. Financial advisors can also use tools provided by Ubiquity to deliver low-fee 401(k) plans to their clients at zero cost, further promoting accessible and affordable retirement solutions.
Clients and Impact
Ubiquity Retirement + Savings has been transforming retirement for hundreds of thousands of employees across over 16,000 businesses. By providing customized and tax-advantaged retirement plans, the company has significantly impacted the way small businesses approach retirement savings. The user-friendly, seamless payroll integration and transparent pricing enhance their service offering, making retirement planning accessible and straightforward for many small business owners and their employees.