United Wholesale Mortgage
United Wholesale Mortgage (UWM) offers a diverse range of loan products and exclusive tools to streamline the mortgage process for brokers and clients.
UWM Loan Products
United Wholesale Mortgage offers a wide range of loan products designed to meet diverse financial needs. These include conventional, FHA, USDA, VA, Jumbo, Bank Statement, Investor Flex, and HELOC loans. These options allow UWM to cater to a variety of borrowers, from first-time homebuyers to experienced real estate investors.
Exclusive Tools by UWM
UWM provides exclusive tools to enhance the mortgage process for brokers and clients. These tools include Safe Check, Home Value Estimator, One-Click AUS, and Instant M.I. Each tool is designed to simplify and expedite key aspects of the loan process, such as initial approvals and mortgage insurance decisions.
UWM BOLT Feature
UWM's BOLT feature offers an expedited initial approval process for conventional and FHA loans, completing initial approvals in as little as 15 minutes. This streamlined approach significantly accelerates the loan approval stage, benefiting both brokers and borrowers by reducing wait times.
Flat Closing Fees and Credit Report Fees
UWM partners with Reltco and Nations Title Agency to offer a $350 flat closing fee nationwide. Additionally, through a partnership with CoreLogic Credco, UWM offers tri-bureau credit reports for a flat fee of $68. These uniform fees help streamline the cost structure for borrowers.
UWM Marketing and Client Management Tools
UWM's Brand 360 platform assists brokers in marketing themselves and managing client relationships. The platform includes tools such as a Marketing Calendar, Client Connect, and Brand Builder. These resources enable brokers to maintain client engagement and build their brand effectively.