Midhu Raghunathan

Product Lead Lending @ Upswing

About Midhu Raghunathan

Midhu Raghunathan serves as the Product Lead for Lending at Upswing Financial Technologies in Mumbai, India, a position he has held since 2022. He has extensive experience in the banking sector, having worked in various roles at Standard Chartered Bank and Citibank India.

Work at Upswing

Midhu Raghunathan serves as the Product Lead for Lending at Upswing Financial Technologies. He has held this position since 2022, contributing to the company's initiatives in the financial technology sector. His role involves overseeing product development and strategy related to lending solutions, based in Mumbai, Maharashtra, India.

Professional Experience at Standard Chartered Bank

Prior to his current role, Midhu Raghunathan accumulated significant experience at Standard Chartered Bank. He began as an International Graduate in Consumer Banking from 2012 to 2014. He then progressed to various positions, including Associate Director of Credit Cards Product from 2016 to 2020, Director & Head of Credit Card Products from 2020 to 2022, and Portfolio Head for Business Clients in 2014. He also worked as a Product Manager for Retail Mortgages from 2015 to 2016.

Educational Background

Midhu Raghunathan holds a Bachelor of Commerce (B.Com.) degree in Statistics from Savitribai Phule Pune University, where he studied from 2007 to 2010. He also earned a Post Graduate Diploma in Management with a focus on Finance from SPJIMR SP Jain Institute of Management & Research, completing his studies there from 2010 to 2012. His early education includes time at Delhi Public School, Faridabad, and Bhavan's Vidya Mandir, Nagpur.

Internship Experience

In 2011, Midhu Raghunathan gained practical experience as an Autumn Intern at Citibank India. This internship provided him with insights into the banking sector and contributed to his professional development prior to his full-time roles in the industry.

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