Andy Richards
About Andy Richards
Andy Richards serves as the Chief Credit Officer at Vane, where he leads the Credit and Legal teams and participates in key credit decision-making processes. With over 20 years of experience in various financial sectors, he has held significant roles at institutions such as NatWest Group and 23 Capital.
Current Role at Vane
Andy Richards serves as the Chief Credit Officer at Vane, a position he has held since 2021. In this role, he leads both the Credit and Legal teams, overseeing comprehensive deal structuring and due diligence processes. As a voting member of the Credit Committee, he contributes to key decision-making processes regarding credit approvals, ensuring that the organization maintains sound credit practices.
Previous Experience at NatWest Group
Richards has a significant history with NatWest Group, where he held multiple positions over several years. He worked as an Associate Director in RBS Asset Management from 2007 to 2009 and later served as Director of Structured Finance Portfolio Management for a brief period in 2013. Additionally, he was a Senior Corporate Manager in the Global Restructuring Group from 2009 to 2013 and managed the Business Restructuring Group from 2001 to 2005.
Educational Background
Andy Richards studied at The London School of Economics and Political Science (LSE), where he earned a Bachelor's degree in Economics from 1994 to 1997. He achieved a 1st Class Honours degree, indicating a strong academic performance. Additionally, he became an Associate Member of Corporate Treasurers after studying at the Association of Corporate Treasurers from 2003 to 2004.
Career Highlights and Expertise
With over 20 years of experience in various financial sectors, Andy Richards has developed expertise in Private Equity, Leveraged Finance, and Corporate Restructuring. His career includes roles at 23 Capital as Head of Structured Finance and Portfolio Manager at Octopus Investments. He also took sabbaticals in 2016-2017 and 2020, traveling through the Southern Hemisphere and West Africa, respectively.