Neal R. Ratliff
About Neal R. Ratliff
Neal R. Ratliff serves as the Senior Vice President and Senior Banker at WesBanco Bank, Inc., where he has worked since 2009. He possesses extensive experience in commercial banking, operations, and business development, with a strong track record in mentoring talent and achieving business objectives.
Current Role at WesBanco Bank
Neal R. Ratliff serves as the Senior Vice President and Senior Banker at WesBanco Bank, Inc. since 2015. In this role, he focuses on commercial banking for the State of Ohio. His responsibilities include overseeing banking operations, managing client relationships, and driving business growth. With a tenure of over nine years, he has contributed to the bank's strategic initiatives and financial performance.
Previous Experience at Fifth Third Bank
Before joining WesBanco Bank, Neal Ratliff held the position of Vice President and Senior Lender at Fifth Third Bank from 2002 to 2004. During his two-year tenure, he was involved in lending operations and contributed to the bank's objectives in the commercial banking sector.
Background in Business Banking
Neal Ratliff has a diverse background in business banking, having worked at Key Bank as a Senior Vice President - Business Banking Sales Leader from 2004 to 2005 and as a Senior Vice President - District Retail Leader from 2005 to 2008. His experience in these roles enhanced his skills in sales, business development, and team leadership.
Education and Expertise
Neal Ratliff earned his MBA in Finance/Financial Administration from the University of Dayton, where he studied from 1980 to 1982. He also holds a Bachelor of Science degree from Wright State University, obtained between 1973 and 1977. His educational background supports his extensive expertise in operations, financial management, and strategic planning.
Achievements in Financial Management
Throughout his career, Neal Ratliff has demonstrated a strong ability to identify and mentor high-potential talent, build high-performance teams, and develop business objectives. He has a record of negotiating financial contracts and driving profit improvement, showcasing his capabilities in profit and loss management and decision-making.