Western Reserve Group
Western Reserve Group is a privately held insurance company founded in 1906, headquartered in Wooster, Ohio. It provides a comprehensive range of property and casualty insurance products to over 167,000 households, farms, and businesses in Ohio and Indiana through a network of over 400 independent agents.
Company Overview
Western Reserve Group operates in the insurance industry and was founded in 1906. The company is classified as a privately held entity and has a medium-sized workforce of 338 employees. Its headquarters is located in Wooster, Ohio, USA. The company provides insurance protection to over 167,000 households, farms, and businesses primarily in Ohio and Indiana.
Insurance Products
Western Reserve Group offers a comprehensive range of property and casualty insurance products. These include coverage for personal auto, homes, farms, and businesses. The company provides optional coverages tailored for farm operations, such as ATV off-premise liability and farm machinery replacement. Additionally, it offers specialized products like a dwelling fire program for tenant-occupied dwellings and a personal umbrella liability program.
Commercial Insurance Offerings
The company provides various commercial insurance products, including a businessowners policy designed for small to medium-sized businesses. This includes coverage for contractors, offices, and retail stores. Western Reserve Group also offers employment practices liability insurance for small businesses and a business auto enhancement endorsement that broadens coverage for commercial vehicles.
Specialty Coverages
Western Reserve Group includes several specialty coverages in its offerings. These encompass cyber-data compromise coverage to protect businesses from data breaches, equipment breakdown coverage for home systems, and service line coverage for homeowners. The company also provides optional coverages for personal insurance, including earthquake and identity fraud expense coverage.
Agent Network
Western Reserve Group operates exclusively through a network of over 400 independent insurance agents. This structure allows the company to effectively distribute its insurance products and maintain a strong presence in the Ohio and Indiana markets. The independent agents play a crucial role in providing personalized service and tailored insurance solutions to clients.