Alok Bansal
About Alok Bansal
Alok Bansal is a Credit Analyst and Deputy Manager at Aditya Birla Finance Ltd in New Delhi, India, with extensive experience in underwriting and managing various loan structures.
Current Positions
Alok Bansal is currently employed at Aditya Birla Finance Ltd in New Delhi as a Credit Analyst. Additionally, he holds the position of Deputy Manager at Aditya Birla Finance Limited. His responsibilities in these roles include monitoring various types of loans and financial instruments.
Previous Experience
Alok Bansal has held notable positions in the finance industry before joining Aditya Birla. In 2010, he worked for 10 months as a Financial Analyst at Christensen Investor Relations in Mumbai. Prior to that, he completed a 1-month project at Vipul Plastocrafts Pvt Ltd in 2009.
Education and Qualifications
Alok Bansal has completed a Post Graduate Diploma in Management (PGDM) with a specialization in Finance from the Sadhana Center for Management and Leadership Development (2008-2010). He holds a Bachelor's degree in Commerce (BCOM Hons.) from Panjab University Chandigarh (2005-2008). He also completed his Higher Secondary education in Commerce at DAV (1988-2008).
Loan Management Expertise
Alok Bansal has demonstrated proficiency in managing a Loan Against Shares (LAS) portfolio worth Rs 2000 Cr, ensuring regular monitoring of securities. He handles Loan Against Property (LAP) transactions ranging from Rs 1 Crore to Rs 50 Crores. Alok has extensive experience in underwriting proposals for various loan structures, including LAP and LAS. He conducts client risk profiling and performs technical and legal checks for LAP proposals.
Financial Analysis Skills
Specializing in the fundamental analysis of shares, securities, and bonds, Alok Bansal assesses funding eligibility based on liquidity, market capitalization, net worth, sales, PAT, leveraging, and market fundamentals. He is known for his strong analytical skills and is adept at presenting portfolio analysis, including NPA and defaulter cases, to senior management on a monthly basis.