Miranda (Hang) Zhou
About Miranda (Hang) Zhou
Miranda (Hang) Zhou is a professional in Credit Risk Analytics with extensive experience in quantitative analysis, having worked at OneMain Financial and currently at Block and Afterpay. She holds a Master of Arts in International Economics and Finance from Brandeis University and possesses advanced skills in SAS, VBA, and SQL.
Current Role at Afterpay
Miranda Zhou currently works at Afterpay in the capacity of Credit Risk Analytics. She has been in this role since 2022, contributing her expertise in analyzing credit risk to support the company's financial decision-making processes. Her responsibilities include assessing credit data and financial information to determine the risk associated with lending to consumers.
Previous Experience at OneMain Financial
Prior to her current roles, Miranda Zhou held multiple positions at OneMain Financial. She started as a Quant Analytics Intern from 2019 to 2021, then progressed to Quant Analytics Senior from 2021 to 2022, and finally served as Quant Analytics Lead for a brief period in 2022. In these roles, she developed her analytical skills and gained experience in quantitative analysis within the financial sector.
Background in Data Analytics at Radius Travel
Before transitioning to credit risk analytics, Miranda Zhou worked as a Global Data Analyst at Radius Travel from 2016 to 2019. In this position, she was responsible for analyzing global travel data, which provided her with a strong foundation in data analysis and reporting. This experience laid the groundwork for her subsequent focus on credit risk analytics.
Education and Expertise
Miranda Zhou holds a Master of Arts in International Economics and Finance from Brandeis University, where she studied from 2013 to 2015. She also earned a Bachelor of Science in Finance from Sun Yat-sen University. Her educational background equips her with a solid understanding of economic principles and financial analysis, which are essential in her current role.
Technical Skills in Credit Risk Analytics
Miranda Zhou possesses advanced skills in SAS, VBA, and SQL, which are critical for her work in credit risk analytics. These technical skills enable her to manipulate and analyze large datasets effectively, enhancing her ability to make informed decisions regarding credit risk. Additionally, her strong foundation in both qualitative and quantitative analytical skills supports her analytical capabilities.