Shan Xu
About Shan Xu
Shan Xu is the Director of Consumer Machine Learning and Data Science at Afterpay, with extensive experience in consumer credit risk and online lending. He has held various leadership roles in data science and risk management at companies such as LendingClub, Credit Karma, and Capital One.
Work at Afterpay
Shan Xu currently holds the position of Director of Consumer Machine Learning and Data Science at Afterpay. In this role, which began in 2021, Xu is responsible for overseeing projects related to consumer machine learning and data science. This position leverages his extensive background in statistical analysis and predictive modeling, particularly in the context of consumer credit risk and online lending.
Previous Experience in Risk Management
Before joining Afterpay, Shan Xu accumulated significant experience in risk management roles. He served as Senior Director of Risk Analytics and Data Science at LendingClub from 2020 to 2021. Prior to that, he held several positions at LendingClub, including Senior Manager of Risk Management from 2016 to 2018 and Director of Model Risk Management for eight months in 2018. His work at LendingClub focused on enhancing risk assessment methodologies in the online lending sector.
Experience at Credit Karma
Shan Xu worked at Credit Karma as Head of Partner Decision Science, Loans from 2018 to 2020. In this role, he was responsible for leading decision science initiatives related to loan products. His expertise in statistical analysis and predictive modeling contributed to the development of strategies that improved decision-making processes within the organization.
Educational Background
Shan Xu holds a Bachelor of Science degree from Nankai University and a Master of Science degree in Statistics from Virginia Commonwealth University. His educational background has equipped him with a strong foundation in statistical analysis, which he has applied throughout his career in various roles related to data science and risk management.
Technical Skills and Expertise
Shan Xu possesses hands-on experience with big data analytics, specifically utilizing technologies such as Hadoop, Hive, and Presto. His technical skills complement his extensive knowledge in consumer credit risk and online lending, allowing him to effectively manage solution development from inception to completion. Additionally, he is recognized for his strategic influencing skills and ability to drive consensus through effective communication and negotiation.