Sushil Kumar
About Sushil Kumar
Sushil Kumar serves as the Head of Merchant Risk at Afterpay in Australia, bringing extensive experience from previous roles at American Express and other companies in risk management and technology.
Current Role at Afterpay
Sushil Kumar serves as the Head of Merchant Risk for Afterpay in the Australia and New Zealand (ANZ) region. He has held this position since 2021 and is based in Sydney, New South Wales, Australia. In this role, he is responsible for managing and mitigating risks associated with merchant transactions, ensuring compliance with regulatory standards, and developing strategies to enhance risk management processes.
Previous Experience at American Express
Prior to his current role, Sushil Kumar worked at American Express for a total of five years. He served as a Regional Risk Manager from 2016 to 2021 in Sydney, Australia, where he focused on risk assessment and management. Additionally, he held the position of Service Delivery Leader for Commercial Lending from 2015 to 2016 in Gurgaon, India, overseeing service delivery and operational efficiency. He also worked as a Project Manager at American Express from 2013 to 2015.
Career Background in Risk Management
Sushil Kumar has a solid background in risk management, having worked in various roles that emphasize credit risk and underwriting. Before his tenure at American Express, he was an Assistant Manager in Credit Risk Underwriting at GENPACT from 2009 to 2013. His experience in this area has equipped him with the skills necessary to navigate complex risk scenarios effectively.
Educational Qualifications
Sushil Kumar holds a Post Graduate Diploma in Management with a focus on Finance and Systems from T.A.PAI Management Institute, where he studied from 2007 to 2009. He also earned a Bachelor of Engineering in Electronics and Instrumentation from the Institute of Technology and Management, completing his studies from 2000 to 2004. These educational credentials provide a strong foundation for his career in finance and risk management.
Technical Background in Software Engineering
Earlier in his career, Sushil Kumar worked as a Software Engineer and Team Lead at Infosys from 2005 to 2007. This role involved overseeing software development projects and leading a team, which contributed to his technical expertise and understanding of technology's role in risk management.