Bradley Heitzmann
About Bradley Heitzmann
Bradley Heitzmann is a Loan Review Executive at Ally in Charlotte, North Carolina, with extensive experience in risk management and quantitative finance.
Title
Bradley Heitzmann holds the title of Loan Review Executive at Ally. He has been serving in this role since 2010, based in Charlotte, North Carolina.
Professional Experience at Ally
As the Loan Review Executive at Ally, Bradley Heitzmann manages a diverse $13 billion residential loan portfolio. His responsibilities include overseeing various loan types like Prime, Subprime, Alt-A, Jumbo, HELOC, Lot Loans, Residential Construction, and Reverse Mortgages. He has also developed a monthly reporting package for Executive Management to monitor portfolio performance.
Previous Roles and Experience
Bradley Heitzmann's career includes significant roles such as Vice President, Head of Risk Management at RoundPoint Financial Group from 2008 to 2010, and as First Vice President, Whole Loan Portfolio Manager at Indymac Bank from 2004 to 2008. Earlier, he was a Senior Consultant at Deloitte and Touche for 6 months in 2004 and a Quantitative Finance Analyst at Bank of America from 1999 to 2004.
Educational Background
Bradley Heitzmann studied Business, Finance, Banking at the University of North Carolina at Charlotte, where he earned a Bachelor of Science (BS) degree. His education journey spanned from 1995 to 1999.
Developed Credit Models and Tools
Bradley Heitzmann has designed and built complex credit models to forecast losses on residential loans. He also created the 'Mod in a Box' modification tool, which was later adopted by the FDIC. These initiatives showcase his deep expertise and problem-solving abilities in the financial sector.
Portfolio Sale and Acquisition Strategies
Bradley Heitzmann has developed innovative portfolio sale and acquisition strategies by integrating loan pricing tools with other financial models. These strategies are aimed at achieving specific portfolio return on equity hurdle rates. His work in this area has significantly contributed to effective portfolio management.