Jaclyn Moloney
About Jaclyn Moloney
Jaclyn Moloney is the Director of Auto Business Line Risk at Ally, with extensive experience in risk management and financial services.
Current Title and Role
Jaclyn Moloney currently serves as the Director of Auto Business Line Risk at Ally, a role she has held since 2022. Based in Detroit, Michigan, Jaclyn oversees risk management strategies and frameworks within the auto business division. Her responsibilities include ensuring compliance with regulatory standards and mitigating potential financial risks associated with auto financing operations.
Previous Roles at Ally Financial
Jaclyn Moloney has an extensive history with Ally Financial. She was the Director of Direct Auto Product and Strategy in 2022, a position she held for nine months. From 2019 to 2022, she served as the Director of Direct Lending Operations and prior to that, she was the Manager of Direct Lending Operations from 2016 to 2019. She also held the role of Manager of Lease Pricing from 2012 to 2016 and started her journey at Ally as a Senior Associate in Capital Markets from 2008 to 2012. Jaclyn's long tenure at Ally demonstrates her expertise in various facets of financial services, particularly in the auto and lending sectors.
Early Career Roles
Before her extensive career at Ally, Jaclyn Moloney gained experience in the financial sector through various roles. She was a Treasury Analyst at Ally Financial/GMAC from 2007 to 2008 in Greater Detroit Area. Earlier, she worked at Comerica Bank as a Financial Analyst in 2007 for two months and an Investment Analyst from 2005 to 2007. Additionally, Jaclyn began her career journey as a Banker at Charter One Bank from 2004 to 2005.
Educational Background
Jaclyn Moloney holds a Master of Business Administration (MBA) with a focus on Business Administration and Management from the University of Michigan-Dearborn, completed in 2014. She also earned a Bachelor of Business Administration (B.B.A.) in Finance from the same university, graduating in 2005. Her educational background laid a strong foundation for her career in finance and risk management.
Expertise and Professional Focus
Jaclyn Moloney has a specialized focus on risk management within the financial services industry, particularly in relation to the auto sector. She has a demonstrated ability to develop and establish operational processes to support new business lines. Her skills include initial and ongoing diligence of external partner relationships and monitoring and oversight of third-party relationships. Early in her career, she also operated as a Trading Assistant, supporting various Treasury functions, which further enriched her experience and proficiency in financial operations.