Joe Spina
About Joe Spina
Joe Spina is the Principal of Business Analytics at Ally and the Residual Risk Committee Chair at the Association of Consumer Vehicle Lessors (ACVL). He has extensive experience in the automotive industry, having held various roles at companies such as Edmunds and Toyota Financial Services.
Professional Title and Current Positions
Joe Spina holds the title of Principal, Business Analytics. He currently works at the Association of Consumer Vehicle Lessors (ACVL) as the Residual Risk Committee Chair in Santa Monica, CA, and at Ally as Principal, Business Analytics, in Fort Washington, PA.
Professional Experience
Joe Spina has a robust background in the automotive and finance industries. His career includes roles such as Director, Residual Forecasting and Analytics at Edmunds, Senior Risk Analyst at Toyota Financial Services, and Customer Account Representative at Toyota Financial Services. He has also worked as a Residual Analyst and Vehicle Inspection Supervisor.
Education Background
Joe Spina earned a Bachelor of Arts from California State Polytechnic University-Pomona and later achieved a Master of Business Administration (MBA) from Chapman University.
Industry Contributions and Roles
As the Residual Risk Committee Chair at ACVL, Joe Spina focuses on vehicle residual value projections. He has maintained Certified Preowned price premiums for the True Market Value at Edmunds, participated in the Edmunds Live Advice pilot team, and provided market analysis support. He has spoken on panels at industry conferences like the National Remarketing Conference (NRC) and performed print and radio interviews as an automotive industry expert.