Jose Miguel Fajardo

Jose Miguel Fajardo

Senior Underwriter @ Ally

About Jose Miguel Fajardo

Jose Miguel Fajardo is a Senior Underwriter at Ally with extensive experience in various roles within the financial services industry.

Current Position at Ally

Jose Miguel Fajardo currently works as a Senior Underwriter at Ally, a position he has held since 2022. His role involves assessing risks and determining the creditworthiness of applications. This position places him in a vital part of Ally's financial operations, ensuring the implementation of sound underwriting policies. Being an experienced professional in this field, Jose brings extensive knowledge and skill to his current role.

Past Employment at Ally

Before becoming a Senior Underwriter, Jose Miguel Fajardo held several key positions at Ally. From 2019 to 2022, he worked as an Account Executive - Remarketing in Costa Mesa, California. Earlier in 2019, he served as a Supervisor - Funding for 7 months in Aliso Viejo, CA. Prior to that, he worked as a Lead Floor Sales Supervisor from 2016 to 2019, also in Aliso Viejo, California. These roles have provided him with a broad range of experience and a deep understanding of the company's operations.

Employment at BlueYield

Jose Miguel Fajardo worked at BlueYield as a Training and Development Partner from 2015 to 2016 in Aliso Viejo, California. In this capacity, he was responsible for training personnel and developing programs to enhance skillsets and operational efficiency. This role underscores his capability in staff development and training, contributing significantly to the career growth of various employees.

Career at Wells Fargo

From 2012 to 2015, Jose Miguel Fajardo served as a Personal Banker at Wells Fargo in Costa Mesa, California. In this role, he was responsible for assisting clients with their banking needs, handling personal financial services, and providing tailored banking solutions. His tenure at Wells Fargo helped him cultivate strong client relationships and gain significant experience in personal banking.

Other Professional Experience

Jose Miguel Fajardo has garnered a wealth of experience from various other roles. At Apex Acquisition, he worked as an Account Executive from 2011 to 2013. Before that, he held a similar position at The Southern California Group, Inc from 2009 to 2010. These roles contributed to his skills in account management, client relationship building, and sales strategies.

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