Michael Costello
About Michael Costello
Michael Costello is a Senior Commercial Underwriter at Ally, specializing in financial analysis and risk assessment for automotive dealerships.
Company
Michael Costello is currently a Senior Commercial Underwriter at Ally, a position he has held since 2022 in Atlanta, Georgia. Ally is a financial services company known for providing automotive financial solutions among other banking products.
Title
Michael holds the position of Senior Commercial Underwriter at Ally. His role involves comprehensive financial analysis, communication with stakeholders, report production, and risk assessment for automotive dealerships.
Previous Roles at Ally
Before his current position, Michael worked as a Senior Analyst at Ally from 2017 to 2022. During this period, he was based in Detroit, Michigan, where he gained experience in financial analysis and credit assessment.
Experience at TD Auto Finance
Prior to joining Ally, Michael was a Credit Analyst at TD Auto Finance from 2015 to 2017 in Farmington Hills, MI. During this role, he was responsible for evaluating the creditworthiness of clients and managing credit risks.
Education and Expertise
Michael obtained an MBA with a focus on Finance from Emory University's Goizueta Business School, where he studied from 2020 to 2023. He also holds a Bachelor of Arts in Economics from Michigan State University, which he completed from 2011 to 2015. His education has provided him with a strong foundation in financial analysis and economic principles.
Financial Analysis and Reporting
At Ally, Michael conducts comprehensive financial analysis specifically for automotive dealerships to assess their creditworthiness. He is responsible for producing detailed management reports that summarize financial analyses and provide strategic recommendations.
Stakeholder Communication and Risk Assessment
In his role, Michael engages in high-level communication with both internal and external stakeholders to facilitate the credit extension process. He focuses on identifying potential risks and mitigants in dealership financial statements to ensure sound credit decisions.