Carine Ayme
About Carine Ayme
Carine Ayme is the Responsable Credit Management at Altice Group, where she has worked since 2018. She has extensive experience in credit management and finance, having held various roles in companies such as Partedis, Bouygues Construction, and Euler Hermes.
Work at Altice Group
Carine Ayme has been serving as Responsable Credit Management at Altice Group since 2018. In this role, she has played a significant part in change management, particularly during the integration of new operational scopes. Ayme has led initiatives aimed at optimizing risk detection and automating detection processes within credit management. She manages a team of 28 internal collaborators and coordinates with 7 external service providers to enhance the efficiency of credit management operations. Additionally, she has implemented changes to improve debt recovery and litigation processes at Altice Média and SFR Business.
Previous Experience in Credit Management
Before joining Altice Group, Carine Ayme worked at Partedis as Credit Manager Groupe from 2012 to 2018 in Bordeaux. Her earlier experience includes a role at EULER HERMES France, where she served as Analyste crédit et Délégué Régional from 2001 to 2009, covering regions such as Grenoble, Nice, and Lyon. She also worked at EULER HERMES as Chargé de mission auprès du Président du Directoire for six months in 2009 in Paris. Additionally, she held the position of Credit Manager at Bouygues Construction for six months in 2011.
Education and Expertise
Carine Ayme holds a DESS in Ingénierie Financière from Université Nice Sophia Antipolis, which she completed from 2000 to 2001. She also studied at Université Robert Schuman - Strasbourg III, where she earned a DUT in Techniques de Commercialisation from 1998 to 2000. Furthermore, she obtained a Maîtrise d'Economie des Entreprise et de Gestion from ISFATES / DFHI in Germany, studying there from 1999 to 2000. Ayme also contributed to the academic field as an Intervenante en Master 1 Finance at INSEEC in Bordeaux from 2010 to 2011.
Professional Development
Throughout her career, Carine Ayme has focused on enhancing her skills in credit management and finance. Her roles have involved significant responsibilities in managing teams and improving operational processes. At Altice Group, she has been instrumental in leading initiatives that streamline credit management operations. Her diverse experience across different companies and roles has equipped her with a comprehensive understanding of financial management and risk assessment.