Krishna Gopinathan
About Krishna Gopinathan
Krishna Gopinathan is a seasoned entrepreneur and data scientist with a focus on AI applications in finance, known for inventing the Falcon fraud detection system and founding several influential fintech companies.
Co-founder and CEO Krishna Gopinathan
Krishna Gopinathan is the Co-founder and CEO of Applied Data Finance. He is known for his extensive experience in leveraging artificial intelligence to benefit both consumers and businesses. Gopinathan has a substantial background in data science and entrepreneurship, with a focus on developing innovative financial technologies. His career spans over three decades, during which he has made significant contributions to the fields of fraud detection and risk management.
Krishna Gopinathan's Education and Expertise
Krishna Gopinathan holds a Master of Mathematics (M.Math.) in computer science from the University of Waterloo. With over 30 years in the industry, he is a seasoned data scientist and entrepreneur. Gopinathan's expertise lies in artificial intelligence, where he has applied his skills to develop advanced fraud detection systems and AI-powered personal loan platforms. His academic background provides a strong foundation for his work in predictive modeling and risk management.
Krishna Gopinathan's Background in Fraud Detection
In the 1990s, while serving as Vice President at HNC Software, Krishna Gopinathan invented the Falcon fraud detection system. Falcon has become one of the most widely used fraud detection tools globally, renowned for its effectiveness in preventing fraudulent transactions. Gopinathan's work in this area has been foundational, and he holds several patents related to transaction-based predictive models for fraud detection and risk management.
Achievements of Krishna Gopinathan
Krishna Gopinathan has achieved several milestones throughout his career. He founded Applied Data Finance in 2014, creating an AI-powered personal loan platform that focuses on providing financial solutions to underbanked consumers. Additionally, he has founded one of the largest consumer installment lenders in the U.K. Gopinathan is also the author of 10 patents, many of which are seminal in the realm of fraud detection and risk management through predictive models.
Krishna Gopinathan's Role at Lending Stream
Krishna Gopinathan served as the Managing Director of Lending Stream, a leading fintech company. Lending Stream caters to underbanked consumers in the U.K., providing them with accessible loan options. Under Gopinathan's leadership, the company has made significant strides in the fintech industry, leveraging AI and data science to offer financial services that address the needs of a traditionally underserved market.