Ask Zeta
Ask Zeta offers joint and personal bank accounts for modern couples and families, with banking services provided by Piermont Bank, Member FDIC.
Services
Ask Zeta offers joint and personal bank accounts tailored for modern couples and families. The platform provides a comprehensive range of features including bill payments, customizable savings goals, and in-app messaging. Customers also benefit from dedicated customer support through the Zeta Concierge service. The accounts come with FDIC insurance up to the standard maximum of $250,000 per depositor, per institution.
Banking Partnerships
Ask Zeta operates as a financial technology platform rather than a traditional bank. Banking services on the platform are provided by Piermont Bank, a Member FDIC institution. This partnership allows Ask Zeta to offer FDIC-insured accounts, ensuring security and reliability for its customers.
VIP Tier Benefits
Ask Zeta offers a VIP tier that provides added benefits for customers meeting specific criteria such as setting up direct deposit or maintaining a minimum balance. Benefits of the VIP tier include higher Annual Percentage Yields (APY), free check writing, and higher account limits. This tier is designed to reward more engaged and financially active customers with enhanced features.
Financial Content and Resources
Ask Zeta extends its services beyond banking with educational content through its digital magazine 'Money Date Mag'. The magazine includes articles, guides, quizzes, and a podcast focused on financial management for couples. Additionally, the platform hosts a podcast titled 'The Money Date', where real-life stories about couples managing finances together are discussed, helping listeners gain insights and tips on financial collaboration in relationships.