Nia Cruver
About Nia Cruver
Nia Cruver is an Underwriting Analyst with extensive experience in financial analysis and risk management. She holds a Master's degree in Finance and has worked in various roles, including actuarial intern and lead associate, across multiple organizations since 2012.
Current Role at Auto-Owners Insurance
Nia Cruver has been serving as an Underwriting Analyst at Auto-Owners Insurance since 2017. In this role, she reviews corporate financial data to develop and implement action plans. She is responsible for managing loss frequency and risk acceptance, which includes authorizing reinsurance of high risks. Her position requires effective communication of account decisions with senior executives, ensuring that all stakeholders are informed and aligned with the underwriting strategies.
Previous Experience at AmTrust Financial Services
Prior to her current role, Nia worked as an Actuarial Intern at AmTrust Financial Services, Inc. for two months in 2014. This position provided her with foundational experience in the insurance industry, focusing on actuarial practices and data analysis. Her time at AmTrust contributed to her understanding of risk assessment and financial modeling.
Educational Background in Finance and Actuarial Science
Nia Cruver completed her Master of Science in Finance at Georgia State University from 2019 to 2021. She also holds a Bachelor of Business Administration in Actuarial Science, which she earned from 2012 to 2016 at the same institution. Additionally, she studied Spanish Language and Literature during her undergraduate years, further enhancing her educational portfolio.
Work Experience in Retail and Tutoring
Before her current role in underwriting, Nia gained experience in retail as a Lead Associate at both 7 For All Mankind and Pandora, where she worked from 2012 to 2017. She also served as an Academic Tutor at Georgia State University for eight months in 2015. These roles helped her develop strong communication and customer service skills, which are essential in her current analytical position.
Skills in Pricing Strategies and Risk Management
In her professional capacity, Nia has developed and implemented pricing strategies using both qualitative and quantitative methods. This skill set is crucial for her role as an Underwriting Analyst, where she assesses risk and determines appropriate pricing for insurance products. Her ability to analyze data and make informed decisions supports the overall financial health of her organization.