Mike Zhao
About Mike Zhao
Mike Zhao is a Property Underwriter with extensive experience in compliance processes and governance initiatives. He has worked at AXA XL since 2015 and previously served as an Associate Underwriter at Leading Insurance Co from 2012 to 2015.
Work at AXA XL
Mike Zhao has been employed at AXA XL, a division of AXA, since 2015, serving as a Property Underwriter. In this role, he has developed and implemented various compliance processes and governance initiatives, including Nonrenewal, Loss Report, Anti-Arson, TRIA, Underwriting Guideline, Quality Control, Forms library, and Deregulation Checklist. He has also participated in the development and filings of proprietary policy forms and products, contributing to the company's offerings in the insurance market.
Previous Experience at Leading Insurance Co
Before joining AXA XL, Mike Zhao worked at Leading Insurance Co as an Associate Underwriter from 2012 to 2015. During his three years in this position, he gained valuable experience in underwriting processes and insurance operations, which laid the groundwork for his current role in property underwriting.
Education and Expertise
Mike Zhao earned a Bachelor's degree in Business Administration and Management from the New Jersey Institute of Technology, where he studied from 2004 to 2010. His educational background has provided him with a solid foundation in business principles, which he applies in his current role as a Property Underwriter.
Compliance and Governance Initiatives
In his capacity as a Property Underwriter, Mike Zhao has developed and implemented various compliance processes and governance initiatives. His work includes creating frameworks for Nonrenewal, Loss Report, Anti-Arson, TRIA, Underwriting Guideline, Quality Control, Forms library, and Deregulation Checklist, which enhance the operational integrity of underwriting practices.
Engagement with InsureTech Initiatives
Mike Zhao has engaged with various vendors on insurance operations and InsureTech initiatives. His involvement in these areas reflects his commitment to integrating technology into insurance practices, aiming to improve efficiency and effectiveness in underwriting and compliance processes.