Michelle Raine

Michelle Raine

Senior Property Underwriter @ Axis Capital

About Michelle Raine

Michelle Raine is a Senior Property Underwriter at AXIS Capital, where she has worked since 2004. With extensive experience in underwriting commercial properties globally, she has a strong background in the insurance industry, including previous roles at EAGLE STAR LIFE ASSURANCE COMPANY LIMITED and New Ireland Assurance.

Current Role at AXIS Capital

Michelle Raine serves as a Senior Property Underwriter at AXIS Capital, a position she has held since 2004. With 20 years of experience in this role, she operates from Dublin, Ireland. Her responsibilities include underwriting commercial properties and managing total insured values that range from USD 10 million to over USD 100 billion. She specializes in Highly Protected Risk (HPR) risks, demonstrating her expertise in handling complex insurance needs.

Previous Experience in Insurance

Before joining AXIS Capital, Michelle Raine worked at EAGLE STAR LIFE ASSURANCE COMPANY LIMITED as a Customer Service Representative for seven months in 2001. She also served as a Pension Administrator at New Ireland Assurance from 2003 to 2004. Her diverse roles in the insurance sector have contributed to her extensive knowledge and skills in underwriting and client relations.

Underwriting Expertise and Global Experience

Michelle Raine has extensive experience in underwriting commercial properties across various regions, including North America, EMEA, Canada, Asia, Australia, New Zealand, and Latin America. She worked in the London office of AXIS Capital for a decade, from 2010 to 2020, where she underwrote daily in the Lloyds of London building from 2013 to 2020. This global exposure has equipped her with a comprehensive understanding of different markets and client needs.

Education and Professional Qualifications

Michelle Raine studied at the University of Limerick, where she achieved a degree in International Insurance and European Studies from 1999 to 2003. She furthered her education at the Chartered Insurance Institute, obtaining the ACII qualification from 2004 to 2007. These academic credentials have laid a strong foundation for her career in the insurance industry.

Industry Engagement and Networking

Michelle Raine actively participates in major insurance market conferences in the United States, such as RIMS, AON Symposium, and WSIA. These events provide her with opportunities to enhance client and broker relations and gain valuable market insights. Her commitment to professional development is evident in her regular attendance at these industry gatherings.

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