Charles Cozart
About Charles Cozart
Charles Cozart is a Product Manager and Principal Analyst with extensive experience in digital banking and business analysis. He currently holds positions at Bank of the West, Backbase, and Wells Fargo, leveraging his expertise in product ownership and process engineering.
Work at Backbase
Charles Cozart has been employed at Backbase as a Product Manager and Principal Analyst since 2021. In this role, he supports product ownership management in various areas, including ACH, payments, mobile, web, and identity application development. He provides subject matter expertise in digital banking and guides product managers and owners in developing client and stakeholder requirements for mobile and digital banking applications. His work focuses on enhancing the user experience and ensuring that products meet market demands.
Current Positions
In addition to his role at Backbase, Charles Cozart has been working as a Business Process Engineer Consultant at Bank of the West since 2020. He is also associated with Wells Fargo, where he has been employed since 2020. His positions involve analyzing business processes and systems to improve efficiency and effectiveness within the organizations. He operates primarily in the San Francisco Bay Area and remotely.
Previous Experience
Charles Cozart has a diverse background in business analysis and systems analysis. He worked at Kaiser Permanente as a Senior Business System Analyst from 2015 to 2020 and held a prior position as a Senior Business Analyst Consultant there for 11 months in 2015. His experience also includes roles at Fox Filmed Entertainment, DIRECTV, Public Storage, Toyota Motor Sales, Bank of America, Modis, and Warner Music Group. His extensive career spans various industries, contributing to his expertise in business systems.
Education and Expertise
Charles Cozart studied at Pacific Coast University School of Law, where he earned a Juris Doctor (J.D.) degree from 2011 to 2015. He also holds a Bachelor of Science in Electronic Engineering Technology from Florida Agricultural and Mechanical University. His educational background complements his professional experience, particularly in digital banking, identity, and retail feature applications development. He acts as a liaison for the USA banking market, focusing on digital banking core and integration.
Achievements in Product Management
In his current and previous roles, Charles Cozart has overseen enterprise-level process control for Epic customer use cases and user story development. He has contributed to the development of digital banking applications, ensuring they align with client and stakeholder needs. His ability to guide product managers and owners in requirement development has been a key aspect of his work, enhancing the overall effectiveness of product offerings in the banking sector.