Rafik Agha
About Rafik Agha
Rafik Agha serves as the Act General Manager at Banque Misr, where he has worked since 2018. He has extensive experience in banking and finance, having held various roles in institutions across Egypt and Saudi Arabia, including instructor positions and senior management roles.
Current Role at Banque Misr
Rafik Agha serves as the Acting General Manager at Banque Misr, a position he has held since 2018. In this role, he oversees various banking operations and strategic initiatives. His responsibilities include defining and monitoring cash limits for all branches, the main vault, and cash centers. He also manages the ATM network operations, which encompasses over 2,500 ATMs, ensuring efficient service delivery and operational effectiveness.
Previous Experience at Banque Misr
Prior to his current role, Rafik Agha worked at Banque Misr as the Senior Deputy General Manager for Retail Banking Operations from 2009 to 2018. During this time, he developed a new cash optimization system aimed at enhancing the cash cycle between branches, the main vault, and the Central Bank of Egypt. He also played a key role in heading the checks clearing process for both local and foreign currencies, including the development of a checks backup service.
Teaching Experience
Rafik Agha has extensive teaching experience, having worked as an instructor at the Egyptian Banking Institute since 2010. He also served as an instructor at the Riyadh Institute of Finance from 2014 to 2016 and at ESLSCA France from 2013 to 2015. His teaching roles have contributed to the development of banking professionals in the region.
Career Background in Banking
Rafik Agha's banking career began at Arab Bank PLC, where he held various positions from 1999 to 2007. He started as a Teller, then progressed to Customer Services Officer, and later served as a Retail Credit Risk & Delinquency Control Supervisor. He also worked at BNP Paribas as the Head of Retail Collection & Recovery from 2007 to 2009, gaining significant experience in retail banking operations.
Educational Background
Rafik Agha earned his Bachelor's degree in Economics from the Faculty of Commerce at Ain Shams University, completing his studies from 1995 to 1999. This educational foundation has supported his extensive career in banking and finance, equipping him with the necessary knowledge and skills to excel in various roles.