Julio Bello
About Julio Bello
Julio Bello is a Mortgage Underwriter at Bayview Asset Management, LLC, with over 20 years of experience in the mortgage industry. He has held various underwriting and loan processing roles at several financial institutions, demonstrating expertise in both manual and automated underwriting processes.
Work at Bayview Asset Management
Julio Bello has been employed at Bayview Asset Management, LLC as a Mortgage Underwriter since 2020. In this role, he is responsible for evaluating loan applications and ensuring compliance with underwriting guidelines. His expertise in both manual and automated underwriting processes contributes to the efficiency and accuracy of the loan approval process.
Previous Experience in Mortgage Underwriting
Before joining Bayview Asset Management, Julio Bello held various positions in the mortgage industry. He worked at Digital Risk as a Mortgage Underwriter IV from 2019 to 2020 and at The StoneHill Group, Inc. as a Mortgage QA Underwriter from 2016 to 2018. His experience includes significant roles at Bank of America, where he served as a Sr. Mortgage Home Loan Specialist and Underwriter from 2010 to 2016.
Education and Expertise
Julio Bello studied Jazz Studies at the University of North Florida, where he earned a Bachelor of Music degree from 1994 to 1996. He also attended Hillsborough Community College, obtaining an Associate of Arts degree in Jazz Studies from 1992 to 1994. His educational background complements his extensive experience in mortgage underwriting and loan processing.
Certifications and Skills
Julio Bello holds the Underwriting Signature Authority Service and Enforcement (SASE) Level 1 certification. He possesses in-depth knowledge of Automated Underwriting Systems (AUS), including Loan Prospector and DU. His fluency in both English and Spanish enhances his ability to communicate effectively with a diverse clientele.
Achievements in Underwriting Accuracy
Julio Bello maintains a 97% accuracy rate in auditing a minimum of 8-10 loan files per day, covering various loan types such as FHA, VA, USDA, and Conventional. His experience includes manual and automated underwriting processes, reflecting his commitment to precision and quality in the mortgage underwriting field.