Harshit Agarwal
About Harshit Agarwal
Harshit Agarwal is a Product Manager at BharatPe, specializing in the postpe co-branded credit card. He has a background in product management and design, with previous roles at HDFC Bank and ePayLater, and holds a Bachelor's degree in Civil Engineering from the Indian Institute of Technology, Roorkee.
Work at BharatPe
Harshit Agarwal currently serves as a Product Manager at BharatPe, focusing on the postpe co-branded credit card since 2023. His role involves overseeing the product development cycle and managing stakeholder relationships, particularly with risk and collection teams. He has successfully increased the funnel approval rate for postpe from 6% in April 2023 to 13% in February 2024. Additionally, he launched DSA loans in partnership with L&T Consumer Finance and CASHe, achieving over 16 crore in monthly disbursals by February 2024.
Previous Experience at HDFC Bank
Prior to his current role, Harshit worked at HDFC Bank as a Product Owner for FlexiPay, a Buy Now Pay Later service, from 2019 to 2021. During his tenure in Mumbai, he was responsible for product management and contributed to the development and enhancement of the FlexiPay offering.
Experience at ePayLater
Harshit Agarwal also worked as a Product Designer at ePayLater from 2018 to 2019 in Gurgaon. His responsibilities included designing product features and user experiences, contributing to the overall functionality and appeal of the ePayLater platform.
Education and Expertise
Harshit Agarwal holds a Bachelor's degree in Civil Engineering from the Indian Institute of Technology, Roorkee, where he studied from 2014 to 2018. His educational background provides a strong foundation for his analytical and problem-solving skills, which he applies in his product management roles.
Achievements in Product Management
Throughout his career, Harshit has implemented significant improvements in product performance. Notably, he introduced a new Business Rules Engine (BRE) on Scienaptic, which improved default rates and resulted in a 1% increase in approvals in the non-carded segment. His strategic initiatives have positively impacted the products he has managed.