Oscar Garcia, Fpac
About Oscar Garcia, Fpac
Oscar Garcia serves as the Chief Risk Officer at BorrowWorks, where he has worked since 2020. With 15 years of experience in risk and finance leadership, he previously held positions at companies such as defi SOLUTIONS, Santander Consumer USA Inc., and Think Finance.
Current Role at BorrowWorks
Oscar Garcia serves as the Chief Risk Officer at BorrowWorks, a position he has held since 2020. In this role, he directs underwriting and portfolio loss management, focusing on improving credit quality and enhancing profitability through data analytics. His leadership contributes to the company's strategic risk management initiatives.
Previous Experience in Risk and Finance
Prior to his current role, Oscar Garcia accumulated extensive experience in risk and finance leadership positions. He worked at defi SOLUTIONS as CFO for one year from 2016 to 2017. He also held the position of Senior Credit Risk Analyst at Santander Consumer USA Inc. for one year from 2005 to 2006. Additionally, he served as Sr. Director of FP&A at Think Finance for ten years, from 2006 to 2016, and as Sr. Credit Risk Analyst at AmeriCredit for four years, from 2001 to 2005.
Educational Background
Oscar Garcia earned a Bachelor of Business Administration (BBA) in Accounting and Finance from Texas A&M University. His academic background provides a solid foundation for his career in finance and risk management.
Professional Skills and Focus
With 15 years of experience in risk and finance, Oscar Garcia specializes in leveraging data analytics to improve credit quality and profitability. His analytical skills and strategic approach to risk management are key components of his professional expertise.
Personal Interests
Outside of his professional commitments, Oscar Garcia enjoys solving puzzles. This interest reflects his analytical mindset and problem-solving abilities, which are essential in his role as Chief Risk Officer.