Renata Mendonça De Fazio
About Renata Mendonça De Fazio
Renata Mendonça De Fazio is a Business Specialist at C6 Bank, where she has worked since 2021. She has extensive experience in credit product strategies and pricing within the banking sector, supported by her academic background in business administration and finance.
Work at C6 Bank
Renata Mendonça De Fazio has been employed at C6 Bank as an Especialista de Negócios since 2021. In this role, she focuses on developing credit product strategies for digital banking, specifically targeting personal loans for both account holders via the app and non-account holders through credit marketplaces. Her work contributes to the bank's efforts in enhancing its digital offerings and improving customer access to credit.
Previous Experience in Banking
Before joining C6 Bank, Renata worked at Banco PAN as a Senior Digital Products Analyst for nine months in 2021. She also held various positions at Banco Santander, including Senior Product Analyst from 2020 to 2021, Full Pricing Analyst from 2018 to 2020, and Junior Pricing Analyst from 2016 to 2018. Additionally, she gained experience as a Pricing Intern at Banco Santander and as a Purchasing Intern at Saint-Gobain Brasil.
Education and Expertise
Renata holds a Bachelor's degree in Business Administration from Pontifícia Universidade Católica de São Paulo, which she completed from 2013 to 2016. She furthered her education with a Lato Sensu postgraduate specialization in Economics and Strategy at Fundação Getulio Vargas from 2019 to 2020. Additionally, she earned a Professional Master's degree in Accounting and Finance from Pontifícia Universidade Católica de São Paulo from 2021 to 2022.
Research Focus and Contributions
Renata's master's research centers on the Brazilian credit market, emphasizing the digitalization of financial services and consumer acceptance of these innovations. Her academic work aligns with her professional experience, particularly in developing credit products tailored for individual and small to medium-sized enterprise clients. She has expertise in installment, revolving, and receivables products.
Skills in Pricing and Strategy
Renata possesses a strong background in pricing and strategy for business products. She has worked with a diverse range of clients, from micro-entrepreneurs to middle-market businesses, including franchises. Her experience in pricing strategy enhances her capability to develop competitive financial products that meet the needs of various market segments.