John Spencer
About John Spencer
John Spencer serves as the Chief Operations and Technology Officer at Carver Federal Savings Bank and has extensive experience in the banking sector, including a significant tenure at NVE Bank as Chief Retail Officer. He has a background in banking and finance from Pace University and has held various managerial roles at JPMorgan Chase.
Work at NVE Bank
John Spencer has served as the Chief Retail Officer at NVE Bank since 2017. In this role, he has implemented a suite of unsecured micro credit products aimed at consumers and small businesses. He has also developed an innovative unbanked product suite to enhance retail distribution. Spencer has managed various network-wide facilities rationalization projects and led a core technology platform conversion to support the expansion of products and digital channels. He regularly develops and presents strategic business plan recommendations to the Board of Directors.
Work at Carver Federal Savings Bank
John Spencer has held the position of Chief Operations and Technology Officer at Carver Federal Savings Bank since 2013. His responsibilities include overseeing operations and technology initiatives within the bank. His experience in this role contributes to the bank's operational efficiency and technological advancement.
Previous Experience at JPMorgan Chase
John Spencer has extensive experience at JPMorgan Chase, where he held several positions. He worked as a Regional Manager from 2004 to 2008, a Market Integration Manager from 1999 to 2002, a Regional Operations Manager from 1994 to 1999, and a Branch Administration Executive from 2002 to 2004. His roles involved various aspects of operations and management within the organization.
Education and Expertise
John Spencer studied Banking and Finance at Pace University, where he earned a Bachelor of Arts degree from 1984 to 1987. His educational background provides a solid foundation for his career in banking and financial services, contributing to his expertise in operations and technology.