Alicia Bright
About Alicia Bright
Alicia Bright is a Senior Mortgage Underwriter at Chase, where she has worked since 2011. She has extensive experience in quality assurance and underwriting, having held positions at several mortgage companies over the past few decades.
Work at Chase
Alicia Bright has been employed at Chase as a Senior Mortgage Underwriter since 2011. In this role, she has accumulated over 13 years of experience in the Tampa/St. Petersburg, Florida area. Her responsibilities include evaluating mortgage applications, assessing risk, and ensuring compliance with lending guidelines. Alicia's expertise in underwriting contributes to the efficiency and effectiveness of the mortgage process at Chase.
Previous Experience in Mortgage Underwriting
Before joining Chase, Alicia Bright worked at several companies in quality assurance and underwriting roles. She served as a Quality Assurance Analyst at Market Street Mortgage Corporation from 1994 to 2008, followed by a position as a Quality Assurance Underwriter at Newbold Advisors, LLC from 2009 to 2011. Additionally, she worked at Taylor, Bean & Whitaker for one year as a Quality Assurance Analyst from 2008 to 2009. This extensive background in quality assurance and underwriting has equipped her with a strong foundation in the mortgage industry.
Education and Expertise
Alicia Bright completed her secondary education at Tarpon Springs High School, where she studied from 1976 to 1980. Her educational background laid the groundwork for her career in the mortgage industry. Over the years, she has developed expertise in mortgage underwriting, quality assurance, and compliance, enabling her to navigate complex lending processes effectively.
Audit Participation and Pilot Programs
Alicia Bright was a member of the Home Equity Audit Team during the 2019 Office of the Comptroller of the Currency audit of Home Equity Loans. This involvement highlights her understanding of regulatory compliance in the mortgage sector. Additionally, she participated in two lending pilot programs: Home Equity Collateral Analysts and Home Equity Automated Valuation, which demonstrate her engagement with innovative practices in mortgage underwriting.
Mediation Hearings Representation
Alicia Bright represented JP Morgan Chase nationally in Mediation Hearings. In this capacity, she communicated settlement decisions telephonically, showcasing her skills in negotiation and conflict resolution. This experience reflects her ability to handle sensitive situations and contribute to effective communication within the mortgage lending process.