Rajesh Nagarajan
About Rajesh Nagarajan
Rajesh Nagarajan serves as the Head of Credit Underwriting for Consumer Cards at Chase, a position he has held since 2013. He specializes in predictive modeling and credit risk management, contributing to advancements in underwriting processes and portfolio performance.
Work at Chase
Rajesh Nagarajan has served as the Head of Credit Underwriting for Consumer Cards at Chase since 2013. In this role, he is based in Wilmington, Delaware, and has contributed to the organization for over 11 years. His responsibilities include overseeing credit underwriting processes and enhancing the accuracy of loss forecasting for consumer credit cards. He has played a significant role in integrating new technologies to streamline these processes, thereby improving operational efficiency.
Previous Experience at First National Bank of Omaha
Prior to his tenure at Chase, Rajesh Nagarajan worked at First National Bank of Omaha as the Director of Portfolio Risk from 2009 to 2013. During his four years in this position, he focused on managing portfolio risk and developing strategies to mitigate potential losses. His experience in this role laid the groundwork for his later achievements in credit underwriting at Chase.
Education and Expertise
Rajesh Nagarajan holds a Master of Science degree in Operations Research from North Carolina State University. He also earned a Bachelor of Engineering degree in Mechanical Engineering from Bangalore University. His educational background has equipped him with the analytical skills necessary for his work in credit risk management and predictive modeling.
Contributions to Credit Risk Management
Rajesh Nagarajan has made significant contributions to credit risk management through the development of advanced predictive models that enhance loss forecasting accuracy for consumer credit cards. He has implemented innovative credit risk strategies that have improved the performance of the consumer credit cards portfolio. Additionally, he has contributed to the formulation of policies aimed at improving initial line management for these cards.
Industry Involvement and Speaking Engagements
Rajesh Nagarajan actively participates in industry conferences as a speaker, where he shares insights on credit risk management and predictive modeling. His involvement in these events reflects his commitment to advancing knowledge in the field and contributing to discussions on best practices within the industry.