Vinamra Kumar
About Vinamra Kumar
Vinamra Kumar serves as the Executive Director of New to Credit Underwriting, Loss Forecasting, and Judgmental Lending at Chase, where he has worked since 2020. He holds an MBA from NYU Stern School of Business and a Master's in Operations Research from the University of Delaware, and he has a strong background in credit risk management and strategic oversight.
Current Role at Chase
Vinamra Kumar serves as the Executive Director for New to Credit Underwriting, Loss Forecasting, and Judgmental Lending at Chase, a position he has held since 2020. Based in Wilmington, Delaware, he focuses on enhancing credit risk assessment processes and improving loss forecasting accuracy. His role involves developing quantitative frameworks that have led to significant advancements in forecasting models. Kumar's leadership is characterized by his ability to build and manage high-performing teams, ensuring zero external attrition within his teams.
Previous Positions at Chase
Kumar has held multiple roles at Chase prior to his current position. He served as Vice President for Chief of Staff and Strategy Oversight from 2016 to 2020, where he was recognized for his communication skills and engagement with C-suite executives. He also worked as Vice President in Payment Programs, focusing on Troubled Debt Restructured loans and Settlement strategies from 2007 to 2014. Additionally, he was involved in High Risk Account Management and Judgmental Lending strategies during his tenure at the company.
Education and Expertise
Kumar holds a Master of Business Administration (MBA) in Finance from NYU Stern School of Business, which he completed from 2015 to 2017. He also earned a Master of Science in Operations Research from the University of Delaware between 2005 and 2007. His undergraduate studies were in Business Administration with a focus on Marketing at the Lerner College of Business, University of Delaware, where he graduated in 2004. This educational background provides him with a strong foundation in both business and analytical skills.
Key Contributions and Achievements
Throughout his career, Kumar has made significant contributions to credit risk management and strategic initiatives. He has implemented quantitative frameworks that have improved the accuracy of loss forecasting models. His role in developing line assignment strategies has optimized credit limits for various consumer segments. Kumar has also been instrumental in coordinating efforts between internal and external stakeholders, driving strategic initiatives that align with organizational goals.