Carl De Souza
About Carl De Souza
Carl De Souza is the Senior Director of Real Estate Secured Lending Product Management at CIBC, with extensive experience in product management and lending roles at Tangerine and Simplii Financial.
Title
Carl De Souza holds the position of Senior Director in Real Estate Secured Lending Product Management at CIBC. He has been with CIBC in this role since 2021.
Professional Experience at CIBC
Carl De Souza currently serves as the Senior Director of Real Estate Secured Lending Product Management at CIBC. Prior to this, he held the position of Senior Director, Product at Simplii Financial from 2019 to 2021. During his tenure at CIBC, Carl has contributed to product management and strategic initiatives in the real estate sector.
Professional Experience at Tangerine
Before joining CIBC, Carl De Souza had an extensive career at Tangerine. He was the Director of Product Management from 2013 to 2019. Prior to that, he served as Senior Manager, Consumer Lending, from 2011 to 2013, and as Manager, Project Management Office, from 2008 to 2011. His early roles at Tangerine included Manager, Lending and various other positions from 2001 to 2007.
Education and Expertise
Carl De Souza has a varied academic background. He completed a program in Marketing Management (Canadian Securities Profile) at Humber College from 2000 to 2001. Prior to this, he earned a Bachelor of Physical and Health Education (BPHE) at the University of Toronto, where he studied from 1996 to 2000. His foundational education was obtained at St. Michael's College School, where he completed his Ontario Secondary School Diploma (OSSD/OAC) from 1991 to 1996.
Background
Carl De Souza has built a comprehensive career in product management and lending within the banking industry. His professional journey spans roles at CIBC and Tangerine, focusing on lending, project management, and product management. Carl's education in marketing and physical health, combined with his extensive experience, has equipped him with the skills necessary for his current senior leadership role.