Garima Kaushik(grace)
About Garima Kaushik(grace)
Garima Kaushik is a Senior Credit Risk Officer at CIBC with extensive experience in financial risk assessment, fraud management, and teaching economics.
Current Position at CIBC
Garima Kaushik currently serves as a Senior Credit Risk Officer at CIBC, where she has been employed since 2021. Her role involves assessing and mitigating credit risks in the banking industry. Her work focuses on ensuring the financial stability and compliance of the institute within the Greater Toronto Area, Canada.
Previous Roles and Experience
Before her current role at CIBC, Garima Kaushik worked at Learn with Grace as an IELTS Coach from 2020 to 2021, in Toronto, Ontario, Canada. She also held positions at Cash 4 You as a Credit Analyst & Fraud Management for 3 months in 2019, and G.D. Goenka Public School as a TGT Economics & International Finance teacher from 2017 to 2019 in Gurgaon, India. Additionally, she worked at Moody's Analytics Knowledge Services as a Senior Analyst in Investment Banking for 1 year, starting in 2016, and at EY as a Transfer Pricing Consultant in 2015 for 1 month. Prior to that, she was a Credit Risk Finance Controller at Production Aids & Consultants Pvt. Ltd. from 2013 to 2014 in Faridabad, Haryana.
Educational Background
Garima Kaushik has a strong academic background. She studied Economics at Indira Gandhi National Open University, where she obtained her Master's degree from 2016 to 2018. She also completed her MBA in Finance and Marketing at IMM FOSTIIMA BUSINESS SCHOOL from 2014 to 2016. Additionally, she holds a Bachelor's degree in Economics (Honors) from Delhi University, achieved between 2010 and 2013.
Expertise in Economics and Finance
Garima Kaushik leverages her expertise in both micro and macroeconomic data research to support her role in credit risk assessment. Her background in financial risk assessment and mitigation strategies enhances her effectiveness as a Senior Credit Risk Officer. She combines skills in fraud reporting and management with credit investigation and compliance, ensuring robust financial oversight.
Teaching and Mentoring Experience
In addition to her corporate experience, Garima Kaushik has developed a unique teaching perspective and mentoring approach, particularly in the fields of Economics and International Finance. During her tenure at G.D. Goenka Public School, she effectively imparted knowledge and mentored students. Her use of multi-modal techniques in IELTS coaching has also enhanced the learning experience for her students.