Hardik Joshi MBA, M Comm
About Hardik Joshi MBA, M Comm
Hardik Joshi is a Credit Specialist at CIBC with extensive experience in credit analysis and management, having previously worked at Millennium 1 Solutions and Kotak Mahindra Bank.
Current Role at CIBC
Hardik Joshi is currently a Credit Specialist at CIBC, a position he has held since 2021. He operates in the Greater Toronto Area, Canada, and brings a wealth of experience in credit analysis and customer satisfaction. His role encompasses managing credit assessments, loan underwriting, and collaborating with high net-worth clients to resolve issues efficiently, ensuring a high level of client satisfaction.
Previous Experience at Millennium 1 Solutions
In 2021, Hardik Joshi worked as a Credit Analyst at Millennium 1 Solutions in Toronto, Ontario, Canada. During his two-month tenure, he honed his skills in credit due-diligence and loan structuring, contributing to the company's credit analysis processes and providing timely solutions for financial challenges.
Professional Experience at Kotak Mahindra Bank
From 2014 to 2020, Hardik Joshi served as a Credit Analyst at Kotak Mahindra Bank in Ahmedabad. Over six years, he managed a team of over 20 members and focused on resolving issues with high net-worth clients. His role demanded strong attention to detail, problem-solving skills, and the ability to perform under pressure in a fast-paced environment.
Educational Background and Certifications
Hardik Joshi has an extensive educational background. He holds a Master of Business Administration (MBA) in Finance, Operations from B.K. School Of Business Management, completed in 2020. Additionally, he has a Master’s degree in Finance from SMPIC (2011-2013) and a Bachelor's degree in Accounting and Finance from SMPIC (2008-2011). He has also completed multiple certifications from the Corporate Finance Institute® (CFI) in 2020, including Reading Financial Statements, Credit Management, Fundamentals of Credit, and Accounting Fundamentals.
Skills and Competencies
Hardik Joshi possesses a diverse skill set, including proficiency in credit due-diligence, loan underwriting, and loan structuring. He has demonstrated strong communication skills through public speaking and presentations. His ability to work well under pressure, multitask, and take initiative has contributed to his success in various roles. He is self-motivated and has shown creativity and initiative in achieving goals in fast-paced environments.