Jinal Desai
About Jinal Desai
Jinal Desai is a Senior Credit Risk Analyst at CIBC in Toronto, Ontario, Canada, with extensive experience in credit adjudication and risk management.
Current Role at CIBC
Jinal Desai is currently serving as a Senior Credit Risk Analyst at CIBC in Toronto, Ontario, Canada. Desai has been with CIBC since 2018, working within the Credit Adjudication department to focus on risk management guidelines. Desai also acts as a peer mentor for new hires, guiding them through their initial phases at the company.
Previous Experience in Sales and Telecommunication
Prior to joining CIBC, Jinal Desai worked as a Telecommunication Sales Representative at Zedd Customer Solutions LP Inc. for seven months in 2018. This role was based in the Toronto, Canada Area and involved customer sales and support within the telecommunications sector.
Experience in Financial and Customer Service Roles
Desai previously worked in varying capacities across several companies. In 2017, Desai held a position as a Customer Experience Representative and Surveyor at Greenwich Associates for two months. From 2016 to 2018, Desai was employed as a Security Officer at Primary Response Inc. Additionally, Desai served as Front Office Manager at Aesthetique Centre for Plastic and Cosmetic Surgery in India for five months in 2015-2016. Earlier in the same year, Desai worked as an IELTS and Spoken English Instructor at Manna Education and World Visas in Vadodara Area, India.
Educational Background and Qualifications
Jinal Desai holds multiple qualifications, including a Graduate Certificate in Project Management from Centennial College (2017-2018) and a Post Graduate Diploma in International Business from the same institution (2016-2017). Desai also achieved an Executive Level in Company Law at The Institute of Company Secretaries of India (2012-2015), a Bachelor's degree in Business/Commerce from The Maharaja Sayajirao University of Baroda (2012-2015), and completed Higher Secondary Education in Business/Commerce from Jai Ambe Vidhyalaya (1998-2012).
Specialization in Real Estate Secured Lending
In their role at CIBC, Desai has garnered extensive experience in real estate secured lending. This includes handling mortgage applications, secured lines of credit, and bridge loans, making Desai a valuable asset within the financial services sector.