John Kiczma
About John Kiczma
John Kiczma is an Associate in the Commercial Banking Real Estate Finance Division at CIBC, focusing on providing financing to real estate companies across Canada.
Current Role at CIBC
John Kiczma serves as an Associate in the Commercial Banking Real Estate Finance Division at CIBC since 2018. He is based in London, Ontario, Canada. His role involves providing financing to real estate companies across Canada, with loan sizes ranging from $1 million to over $100 million. He collaborates with various partners, including Risk, Cash Management, Independent Business Banking, Retail Banking, Wealth, Trade Finance, and the Business Contact Centre.
Previous Positions at CIBC
John Kiczma's tenure at CIBC includes working as a Senior Financial Services Representative from 2016 to 2018 in Hamilton, Ontario, where he focused on client financial services. Prior to this, he was a Customer Service Representative from 2015 to 2016, also in Hamilton, Ontario, handling customer service tasks.
Earlier Professional Experience
Before joining CIBC, John Kiczma worked at Ancaster Mill as a Mixologist from 2014 to 2015. He also has extensive research experience from his time as a Research Student at Juravinski Hospital - Hamilton Health Sciences, a role he held from 2007 to 2013 in Hamilton, Ontario.
Educational Background
John Kiczma studied at McMaster University from 2009 to 2013, earning a Bachelor of Arts (BA) in Economics. This academic foundation has contributed to his expertise in commercial banking and real estate finance.
Roles and Responsibilities
In his current role, John Kiczma is responsible for completing annual credit reviews to renew existing credit facilities and proposing interim changes based on clients' evolving business needs. He structures and underwrites transactions involving Real Estate Lending, Commercial Mortgage Refinance, Operating Loans, Equity Takeout, and Foreign Exchange. Additionally, he assists with the completion of Terms Letters, Letters of Credit, conditions precedent, security packages, and other requirements necessary for obtaining risk approval.