Nikunj Doshi
About Nikunj Doshi
Nikunj Doshi is a Senior Credit Risk Analyst at CIBC in Toronto, Canada, with extensive experience in credit risk management and financial analysis across various organizations in India.
Current Role at CIBC
Nikunj Doshi currently holds the position of Senior Credit Risk Analyst at CIBC and has been in this role since 2019. He operates from the Toronto, Canada Area. His responsibilities include serving as the single point of contact for 40 large corporate clients from diverse industries, ensuring effective account management. He actively monitors credit and manages portfolio oversight, including credit application renewals, conducting detailed financial statement and ratio analysis to ensure compliance with covenants.
Previous Experience at YES BANK
Nikunj Doshi previously worked at YES BANK as an Assistant Vice President in Credit Risk Management, from 2016 to 2018, based in the Mumbai Area, India. During his tenure, he was responsible for applying his credit writing knowledge and analytical skills to identify errors or deficiencies in loan documentation before funding and provided assistance and opinions to relationship managers regarding existing and prospective deals.
Experience with Fitch Ratings
Before joining YES BANK, Nikunj Doshi spent four years as an Analyst at Fitch Ratings from 2012 to 2016 in the Mumbai Area, India. This role involved significant experience in analyzing financial statements and ensuring compliance with covenants, along with a focus on proactive monitoring and portfolio oversight.
Educational Background
Nikunj Doshi has an extensive educational background. He studied at the CFA Institute, focusing on Accounting and Finance, and achieved the status of CFA Level 3 candidate from 2018 to 2021. He also earned a Master of Business Administration (MBA) in Finance from IBS Hyderabad between 2009 to 2011, and a Master of Science (MS) in Finance from ICFAI University from 2006 to 2009. Additionally, he holds a Bachelor of Commerce (BCom) in Accounting and Taxation from Mumbai University, which he completed from 2005 to 2008.
Early Career and Internships
Early in his career, Nikunj Doshi worked at Athena Energy Ventures Pvt Ltd as a Financial Analyst from 2011 to 2012 in Hyderabad, India. He also gained valuable experience as an Intern in Risk Management at The Clearing Corporation of India Ltd. (CCIL) for three months in 2010, in Mumbai, India. These roles helped establish his foundation in financial analysis and risk management.