Pathik Ravani, Aca, Cfa
About Pathik Ravani, Aca, Cfa
Pathik Ravani is the Director of Special Loans at CIBC, with over 9 years of experience in credit risk management and client management across multiple regions.
Current Role at CIBC
Pathik Ravani currently serves as the Director of Special Loans at CIBC, a position he has held since 2021. In this role, he focuses on managing high-risk and impaired Corporate and Commercial Banking accounts, with a mission to restore deteriorating loans to health and to maximize the recovery of non-performing loans.
Previous Experience at CIBC
Before becoming the Director of Special Loans at CIBC, Pathik Ravani was the Senior Account Manager for Special Loans at the same institution from 2018 to 2021. In his three-year tenure in this role, based in Toronto, Ontario, Canada, he honed his skills in credit risk management and client management, working on complex loan accounts.
Professional Experience at HSBC
Pathik Ravani worked as an Analyst in International Banking at HSBC from 2016 to 2018. During his two-year period in Toronto, Ontario, Canada, he gained significant experience in managing international banking transactions and credit ratings. This role further enriched his expertise in global financial management.
Roles at IndusInd Bank
From 2014 to 2016, Pathik Ravani served as Manager of Credit Risk Management at IndusInd Bank in Mumbai, Maharashtra, India. Over his two-year tenure, he was involved in assessing and managing credit risks, adding to his extensive experience in the financial sector.
Work at Deutsche Bank
Pathik Ravani's career at Deutsche Bank included two key roles. He was a Senior Analyst on the Global Credit Ratings Team from 2013 to 2014, following his tenure as an Analyst from 2011 to 2013. Both roles were based in Mumbai, Maharashtra, India, where he worked on global credit ratings, enhancing his analytical skills and international financial acumen.
Educational Background
Pathik Ravani's educational credentials include being a Chartered Financial Analyst (CFA) from the CFA Institute and a Chartered Accountant from The Institute of Chartered Accountants of India. Additionally, he achieved a Bachelor of Commerce (BCom) from University of Mumbai. These qualifications underpin his expertise in credit risk management and financial analysis.