Prabhleen Kaur
About Prabhleen Kaur
Prabhleen Kaur is a Credit Counsellor at CIBC with extensive experience in credit analysis, financial modeling, and portfolio management.
Current Role at CIBC
Prabhleen Kaur has been working at CIBC as a Credit Counsellor since 2019. Based in Toronto, Ontario, Canada, she assists clients with managing their credit and financial health. Her role involves evaluating new loan applications, analyzing credit reports, and helping clients develop strategies to avoid bankruptcy or foreclosure. She also negotiates with clients to facilitate partial payments, reduce interest rates, and extend payment terms on credit products.
Previous Experience at Royal Bank of Scotland Business
Before her current role, Prabhleen Kaur worked as a Senior Portfolio Analyst (Portfolio Manager) at Royal Bank of Scotland Business from 2017 to 2018. During her 11-month tenure, she specialized in portfolio management and conducted thorough credit analyses. Her responsibilities included managing security issues, performing covenant checks, and handling current account transactions, thereby ensuring financial compliance and stability within portfolios.
Education and Qualifications
Prabhleen Kaur holds multiple qualifications from esteemed institutions. She completed a Post Graduate Diploma in Corporate Accounting from Centennial College in 2019. Additionally, she earned a Post Graduate Diploma in Financial Planning and Services from the same institution in 2019. She also holds a Master of Business Administration (MBA) in Finance from Delhi University, obtained between 2011 and 2013, and a Bachelor's degree in Business/Commerce, General from Delhi University, completed between 2008 and 2011. Furthermore, she achieved her High School Diploma in Business/Commerce from Ahlcon Public School in 2008.
Technical Expertise
Prabhleen Kaur is proficient in several financial software and tools, enhancing her analytical and operational efficiency. Her expertise includes systems like D&B, SAP, ERP, Bloomberg, TS2, Plexus, Six Sigma, COINS, and the Microsoft Office Suite. Her technical skills enable her to carry out detailed financial modeling, credit analysis, and compliance checks effectively.
Specializations and Core Skills
Prabhleen Kaur specializes in various financial services, prominently credit analysis, financial modeling, and portfolio management. Her core skills encompass handling new loan applications, examining credit reports, and calculating accounting ratios. She is also experienced in carrying out compliance checks, anti-money laundering (AML) procedures, and preparing KYC documentation. Her strategic advice helps clients manage financial crises, including avoiding bankruptcy and foreclosure, by negotiating better payment terms and interest rates.