Ralph Aulicino
About Ralph Aulicino
Ralph Aulicino is the Senior Director of Small Business Credit Risk at CIBC.
Title
Ralph Aulicino holds the title of Senior Director, Small Business Credit Risk. This position involves overseeing credit risk management for small business portfolios, ensuring the development and implementation of policies to minimize potential credit losses while supporting business growth.
Current Role at CIBC
Ralph Aulicino is currently serving as the Senior Director of Small Business Credit Risk at CIBC. In this role since 2017, Ralph is responsible for overseeing the credit risk associated with small business lending. His work focuses on creating strategies and policies to manage and mitigate the risk of credit defaults, supporting the bank's objective of fostering the growth of small business clients while maintaining robust risk management practices.
Education and Expertise
Ralph Aulicino studied at the University of Toronto, where he earned a Bachelor of Commerce degree. His academic background in commerce has equipped him with foundational knowledge in accounting, finance, and economic principles. This education supports his expertise in credit risk management and his capacity to make informed decisions in his role at CIBC.