Rashika Selvadurai

Rashika Selvadurai

Intermediate Underwriter Mortgages And Lending @ CIBC

About Rashika Selvadurai

Rashika Selvadurai is an Intermediate Underwriter specializing in Mortgages and Lending at CIBC, with over a decade of experience in credit analysis and retail lending risk management.

Current Role at CIBC

Rashika Selvadurai is currently serving as an Intermediate Underwriter in the Mortgages and Lending division at CIBC. She has held this position since 2013, focusing on evaluating high-risk mortgage applications. Her role involves setting interest rates based on CIBC's current promotions and rate approvals. Rashika works closely with CIBC branch associates to ensure a seamless mortgage application process for clients in Toronto.

Previous Role as Credit Counselor

Before becoming an Intermediate Underwriter, Rashika Selvadurai worked at CIBC as a Credit Counselor in Client Account Management from 2011 to 2013. During her tenure, she specialized in credit analysis and retail lending risk management. This role contributed to her foundational understanding of client financial profiles and effective decision-making in mortgage underwriting.

Educational Background

Rashika Selvadurai attended Avola College of Hairstyling and Esthetics from 2007 to 2009. Prior to that, she completed her high school education at Alexander Mackenzie High School, graduating in 2004 after a four-year program. Her educational journey reflects a diverse background, contributing to her multifaceted approach to client-centric solutions at CIBC.

Expertise in Mortgage Underwriting

With over a decade of experience at CIBC, Rashika Selvadurai has developed substantial expertise in mortgage underwriting. She excels in evaluating high-risk mortgage applications and creating client-centric solutions to address inefficiencies. Her skills in setting interest rates based on current promotions and rate approvals are crucial for ensuring optimal outcomes for both the bank and its clients.

Collaboration with CIBC Branch Associates

Rashika Selvadurai collaborates closely with CIBC branch associates to streamline the mortgage application process. Her role involves ensuring that applications are processed efficiently, reflecting her strong background in credit analysis and retail lending risk management. This collaborative approach helps in maintaining a smooth and effective client experience.

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