Ratna Sondagar
About Ratna Sondagar
Ratna Sondagar is the Director of Retirement and Integration at CIBC, with over two decades of experience in pension and retirement planning.
Current Title and Role at CIBC
Ratna Sondagar currently serves as Director, Retirement and Integration at CIBC. Since 2017, she has been leading initiatives to enhance employee retirement wellness. Her role involves collaborating closely with Human Resources to ensure the effective administration of pension plans. With her extensive background in actuarial science, she plays a significant role in pension education and policy development.
Previous Experience at CIBC
Before her current role, Ratna Sondagar worked as Director, Pension Policy at CIBC from 2011 to 2017. In this position, she was responsible for developing and overseeing pension policies for the organization. Her work included ensuring compliance with regulatory requirements and optimizing pension benefits for employees.
Career at Bank of Montreal
Ratna Sondagar served as Senior Advisor, Pension Policy at Bank of Montreal from 2006 to 2011. During her tenure, she provided expert advice on pension-related matters and supported the development of policies to improve pension schemes. This role allowed her to further hone her skills in policy advising and pension management.
Early Career in Pension and Retirement Planning
Ratna Sondagar began her career as an Investment Associate at Mercer Human Resource Consulting from 2002 to 2006. Before that, she was a Retirement Analyst at Towers Perrin from 1999 to 2002. These early roles helped her build a strong foundation in retirement planning and investment strategies.
Educational Background
Ratna Sondagar holds a Bachelor of Mathematics in Actuarial Science from the University of Waterloo, obtained between 1993 and 1998. Additionally, she achieved a Bachelor of Education in Mathematics and Computer Science from Queen's University in 1998. Her strong academic background supports her expertise in pension policy and retirement planning.