Richard Youds, Cfa
About Richard Youds, Cfa
Richard Youds, CFA, is the Assistant General Manager for Regional Credit in Western Canada at CIBC, based in Vancouver, British Columbia.
Current Role at CIBC
Richard Youds currently serves as the Assistant General Manager for Regional Credit in Western Canada at CIBC, a role he took on in 2021. Based in Vancouver, British Columbia, he is responsible for authorizing credit decisions across a wide range of industries. His work involves close collaboration with risk teams and relationship managers to foster client solutions that strike a balance between opportunity and risk. Richard also manages a diverse portfolio of credit files, ensuring consistent reporting and follow-up to safeguard the bank's assets.
Previous Experience at CIBC
Before assuming his current role, Richard worked as a Senior Manager & Team Lead in Commercial Banking at CIBC from 2017 to 2021. Located in Kamloops, British Columbia, he spent four years in this capacity, honing his leadership and management skills within the commercial banking sector.
Career at Canadian Western Bank
From 2012 to 2017, Richard worked as a Manager in Commercial Banking at Canadian Western Bank. Before that, he also served as an Account Manager in Retail Banking from 2010 to 2012. These roles allowed him to gain significant experience in both commercial and retail banking in Kamloops, British Columbia. During this time, he developed a strong foundation in managing client relationships and financial portfolios.
Early Career at TD
Richard began his financial career at TD as a Financial Services Representative from 2008 to 2010. Based in Kamloops, British Columbia, he spent two years in this role, acquiring valuable experience in financial services and customer relationship management.
Education and Qualifications
Richard holds a Bachelor of Business Administration (B.B.A.) in Finance from Thompson Rivers University. He pursued his degree from 2004 to 2008, equipping himself with the foundational knowledge necessary for a career in finance. His educational background supports his expertise in credit decisions and client relationship management.