Ritu Kamboj
About Ritu Kamboj
Ritu Kamboj is a Mortgage Underwriter at CIBC with extensive experience in the mortgage industry, having worked at Equitable Bank, ING, and TD.
Current Title at CIBC
Ritu Kamboj holds the position of Mortgage Underwriter at CIBC. She has been working in this capacity since 2015, where she is responsible for evaluating and approving mortgage applications. Her role requires a detailed analysis of financial documents, risk assessment, and compliance with company policies.
Previous Positions at Equitable Bank
Before joining CIBC, Ritu Kamboj worked at Equitable Bank as a Mortgage Underwriter. Her tenure at Equitable Bank was in 2014, lasting for 7 months. During this period, she focused on underwriting mortgage applications and ensuring they met the required guidelines and regulations.
Roles at ING
Ritu Kamboj has a substantial history with ING, spanning several roles from 2006 to 2013. Initially, she served as a Direct Associate for three years before transitioning to Lending Analyst in Mortgage Underwriting, where she worked for a year. Subsequently, she took on the role of Senior Underwriter until 2013. These roles were based at ING's facility on 3389 Steeles Ave East.
Educational Background
Ritu Kamboj received her Bachelor's Degree in Commerce from Kurukshetra University, completing her studies from 1998 to 2002. Additionally, she attended Seneca College of Applied Arts and Technology, although specific details about her training there are limited to a certification labeled FSU 101.
Expertise in Mortgage Underwriting
Ritu Kamboj possesses notable expertise in lending mortgage products, especially in dealings with top market brokers. She is proficient in the five C's of underwriting—Character, Capacity, Capital, Collateral, and Conditions—providing her with a comprehensive approach to adjudicating mortgage applications. Her skills in this area are reinforced by awards for highest productivity in underwriting.